Heather Russell is Hired as the New TransUnion Chief Legal Officer

With more than 30 years of experience as being the legal executive, Russell has been able to accomplish a lot. Gaining the knowledge needed to be able to offer financial services like data privacy, mergers and acquisitions and the services of consumer financial services. In TransUnion, she is the one that has to deal with the legal matters, corporate governance, and relations of the government, with all the information she receives she will report to the president of TransUnion and the CEO to Jim Peck.

According to Peck, there are so many things that Heather Russell brings the company the skills that she has and expertise that will play an essential role in TransUnion. Before she joined TransUnion she worked at Buckley Sandler that’s a law firm where she offered her services as the financial institutions regulation, supervising and practices of fintech in the company. Before Heather Russell joined Buckley at the Fifth Third Bank, she was the executive vice president at the firm. In Mellon a bank in New York Heather Russell was the regulatory affair and the head of the public policy. At Skadden, she spent eight years while focusing in the financial services. In Heather Russell university years she got her JD at American University Washington college, and that did not end there because she continued at the College of William & Mary where she got her BA. When Russell joins TransUnion, she will replace John Blenke because he has already announced that he had plans of retiring.

At TransUnion, the primary goal that they have is that they will be able to look for ways that they can use so that to find information that can help the people while making the decision. In the trends and insights in the data point, they will assist in the uncovering of the unique stories by making good use of the historical information’s.

Heather’s Educational Background: https://www.bu.edu/law/profile/heather-russell/

Jed Mccaleb Introduces Stellar For The Unbanked Population

Jed McCaleb has contributed immensely to the growth and development of the cryptocurrency industry. A Blockchain cryptocurrency expert, Jed McCaleb created Mt. Gox, which is the very first bitcoin exchange in the world. Aside from that, he created eDonkey in 2000, together with his developer friend SamYagan. eDonkey is one of the pioneering decentralized peer-to-peer file sharing networks. It is the first to utilize multisource downloading.

Upon identifying significant flaws in the global financing system, Jim McCaleb, alongside Joyce Kim created Stellar Development Foundation in 2014. Currently, Jed occupies the position of Cofounder and CTO, where he oversees the technical aspect that relates to the development of Stellar. Basically, his technical role in the company is in two folds; you will either find him coding and developing Stellar‘s technical aspects or responding to emails and taking on anything that has to do with the business.

The idea for Stellar came to him after he realized what Bitcoin truly was, and he came to an understanding of how the technology behind bitcoin could be used to solve problems. He saw a greater need than just creating a digital currency. He created a financial network that was open source in place of creating a currency which had the capacity of connecting financial institutions. Stellar is a form of link between financial institutions.

Stellar, according to Jed McCaleb was aimed at connecting people who currently do not have bank accounts. According to the latest world bank statistics, this amounted to 2.5 billion people. By introducing Stellar, the cost incurred by these financial institutions to offer services to the section of the population that don’t have bank accounts is drastically reduced. One of the challenges for financial institutions that prevents them from offering services to individuals that receive little income is the high maintenance cost. But Stellar is about to change all that. By improving the connections between financial institutions, money transfer cost becomes cheaper as money is transferred via its open source financial network.

Although several financial organizations and institutions have already implemented Stellar, there is a particular interest in the third-world nations of the world, as this region is home to most of the unbanked population in the world.

Since its upgrade in 2014, the network has become more secure, modular and scalable. The network features the internet’s low-level simplicity; thus, it is easy to maintain, understand as well as extend. Stellar is a community-managed network, therefore it is run by individuals in a community outside Stellar. Aside from contributing to the network’s open source core protocol, every other thing is determined by the community.

When Jed is not busy working on Stellar, he spends his time researching the likelihood of Artificial Intelligence. The act of spending time developing concrete strategies and plans is one

HCR Wealth Advisors and the Sandwich Generation

HCR Wealth Advisors is registered investment advisory firm in Los Angeles, California, founded in 1988. The firm specializes in investment management and provides personalized financial planning to its clients. HCR Wealth’s mission is to provide long-lasting relationship and services to their clients and educating them on their financial issues all while maintaining a trusting relationship.

One in seven middle-aged adults not only provide financial support for themselves and their children but also for their parents. This is why this generation, aged 30 to early 50’s, are considered the “Sandwich Generation”. Due to the financial pressures of providing support to their parents and children, this generation can have difficulty saving for their own retirement.

With this financial burden, HCR Wealth Advisors stresses that it is important to still try to save for retirement. The firm suggests trying to match your employer contributions to retirement accounts. It is important to avoid touching the money already saved for retirement to avoid the need for future reliance on their children to support them when they retire thus continuing the cycle.

Due to the rise in college education, it is also advisable to save for college in advance. Not only will it help young adult children pay off their college debt in a timely manner, it will also supply them with a safety net if they spent less than their college budget.

Lastly, not only is it important to save for your own retirement and your children’s college education, but also it is important to understand the health concerns of your parents and their finances. Due to an increase in life expectancy, the elderly are outliving their retirement investments. It is important for this generation to know exactly what income their parents have to sustain themselves, so they are better able to understand how much they will have to give to help their aging parents.

Although those in the “Sandwich Generation” may be burdened with taking care of themselves, their parents, and their children, @HCRwealth mentioned that it is important that this generation stay focused on building up their own retirement nest egg, so their children do not have to bear the same burden.

HCR Wealth Advisors is not affiliated with this website.

Oxford Club Making First Class Recommendations Again

When it comes to the world of investing, many people are terrified to even dip their toes in the water, let alone jump in with both feet. The problem is there is so much to learn, and there is also so much as stake, that individuals who have finally convinced themselves to start investing still don’t know what to actually invest in. That’s exactly why having a group of investors with experience or even a bit of supervision along the way truly can make the difference. Instead of doing it all by yourself and just hoping you get lucky or learn enough along the way, mentors and professionals around you can definitely be there for you to give you advice, help you to learn, and allow your wealth to grow under supervision and with experience. That group is called The Oxford Club, and they have been attracting new members recently just because of their top quality recommendations.

The Oxford Club is a private, global network of financial investors who understand just how important it is to use the knowledge of many instead of just a few. That’s exactly why so many individuals who are a part of the Oxford Club are able to find success; they rely on new information regarding investments from one another to capitalize on their returns. Remember that private investment is not just about randomly picking a stock and hoping the price to rise over time. Real private investment that can lead to significant increases in wealth is about finding mispricings in the market (whether public or private), and then purchasing said investment for as low as possible and at the right time. The Oxford Club is always uncovering new investments and that is exactly why new investors have nothing to fear. There is no shortage of opportunity staring you in the eye.

When it comes time to make your next investment, whether it is your first or just the next in a long line of them, why wouldn’t you set yourself up for success? Making sure you have professional investors and evaluators on your side simply means you have the advantage and not the other way around.

Richard Blair Has Financial Flair

Richard Blair of Wealth Solutions offers a wide array of financial services for his clients. He has a lengthy resume of providing sage financial advice and developing a sound, forward-looking plan for his clients. His services and knowledge help people grow, protect, and wisely manage their assets. Wealth Solutions is a Registered Investment Advisory firm with a successful track record of helping clients at every stage of their financial life. This would include starting a savings or investing plan, and then every step toward retirement planning. Wealth Solutions under the leadership of Richard Blair is a strong ally for financial life. Learn more: http://creditorweekly.com/index.php/2016/05/26/investment-strategy-with-richard-blair/

The Three Pillars Approach is the framework in which Blair and company advise and work with clients. Pillar one is when a financial roadmap is designed according to each client’s circumstances. This involves developing a working relationship with the client by determining things like risk tolerance, goals, and identifying good opportunities for growth.

Pillar two is the implementation of a long-term strategy. This is in accordance with the client’s goals and cash flow needs. Richard Blair provides active management to take advantage of good market conditions. In the same way, he gets conservative when the market is declining to protect the monetary base and help minimize losses.

Pillar three is determining the client’s need for insurance at various stages of life. Blair has extensive credentials and provides timely answers regarding a client’s need for life insurance. With the uncertainty of life, his knowledge can help clients prepare for life’s curve balls. Disability insurance and annuities are also part of this pillar.

Richard Blair was strongly influenced by his family’s teaching tradition. With several close family members having served as teachers, he was inspired to teach as well in the financial realm. By providing financial education Blair helps customers enjoy their lives with fewer worries about money. He excels at helping individuals, families, and small businesses achieve a greater health in their financial lives.

Wealth Solutions is based in Austin, Tx. They also serve surrounding areas such as Marble Falls, Houston, Bastrop, New Braunfels and Georgetown. Richard Blair has extensive credentials in the world of finance. Some of these include Certified Annuity Specialist® (CAS®), a Certified Estate and Trust Specialist® (CES®), a Certified Fund Specialist® (CFS®), a Certified Income Specialist® (CIS®), a Certified Tax Specialist®(CTS®), and a Retirement Income Certified Professional® (RICP®). He has the knowledge and ability to give clients peace of mind. Learn more: http://www.wealthsolutionsria.com/p/my-story


George Soros Wants To Protect Progress

A Billionaire Saves the World

George Soros has made it clear he wants to change the way the world works. He sees far too many people living under oppressive conditions and he sees far too much closed minded thinking. In order to combat this he has created the Open Society Foundation. Through his organization he aims to do everything he can to help foster a new age for humanity where people are free to choose how they will live out their lives and who will run their countries. His effort shave led to criticism from many on the right who believe he is in fact trying to take over the world.

Towards A More Open Society

The Open Society Foundation is focused squarely on trying to find ways to make the world around us better and to create a world where we are able to decide for ourselves how things should be. In a more traditional society people are not allowed to decide how their lives will play out. Instead, that is decided for them by the hierarchy of their country. The Open Society Foundation tries to change this by fostering diversity and giving people a more cosmopolitan world view.

What He Sees Ahead Of Us

George Soros does not see a bright future ahead of the world at least in the short term. He actually believes that the right of authoritarian figures like Donald Trump spells trouble for the future of progress and progressives must remain vigilant in order to keep things from slipping out of their hands. He understands all too well what can happen given his own experience with this sort of ordeal from his youth spent in Europe during World War 2.

The Fight to Protect Progress

The surprise victory of Donald Trump has deeply angered George Soros and made him rethink how he wants to approach many of the issues he focuses on he. He is determined to do everything he can to stop Donald Trump in his first 100 days. Trump has promised to focus on a hard line stance against illegal immigration and against other issues he campaigned on. The Left needs a hero of its own right now and it looks as if George Soros is the best option they have so far. George Soros established the Open Society Foundations.

About George Soros

George Soros is the most well-known political donor fighting for the Left. His work has allowed the Left to win some of its greatest victories and enabled them to preserve their legacy for years. The recent turn of events has disappointed George Soros but he continues to maintain his efforts to change the world around him.

Learn more on snopes.com about George.

See How Ignition Financial Can Help You With Refinancing By Contacting Them Today

Many car dealerships have opened their doors in an effort to sell as many cars as they can for the highest price possible. There is an upside and a downside to all the car dealerships that are now open because it means more cars for consumers, but it also means that consumers may be paying more money for those cars. A lot of people are unaware of the goings-on behind the doors of a dealership, making it difficult to find out that the dealer may be making extra money off of your credit loan, even if the loan is not directly from your dealership.


You may think that because you have good credit that you’re getting a good rate, even if it’s for a new car, but there is almost always a hidden fee in there that raises your monthly payments, and those hidden fees will go directly to the dealership. Many dealerships will make deals with lenders, and their cut of any loan that they help a customer get can land them up to 4% in additional fees, which makes them a lot of money. Why pay the additional fees to a dealer when you don’t have to?


If you’ve already purchased your vehicle and are paying for it monthly, then you can change your loan by refinancing your car. Refinancing any vehicle is the only way to solidify lower interest and payments. Refinancing is not for everyone because not everyone will be able to handle the terms of refinancing a loan, or some people may not like the terms of the new loan that they are offered by a different lender.


Once you have the application completed, you can speak with an Ignition Financial professional, who will be able to further help you to complete the entire refinancing process and to determine which lender will give you excellent rates. Please note that your credit will be important when you want to refinance your car, but it’s not the only important factor when refinancing a vehicle. Many who go to Ignition Financial will go and with the thoughts “slash my payments,” and they’ll leave feeling happy because they were able to lower their payments to a much more reasonable rate.